Cailean Payroll - Payroll Full Service Phoenix Arizona

Workers Compensation

The right solution for your business.

With The Hartford’s XactPAY®, you can pay your Workers’ Compensation premiums on actual payroll instead of last year’s headcount.

Your cash flow won’t be restricted by a large down payment or premiums based on inflated payroll numbers from prior years.

The Hartford leads the industry in the pay-as-you-go workers’ compensation space by being the first to offer this method in 1997.

Component	Traditional Method	XACTPAY®
Down payment	Up to 25% down payment required	Zero down
Payment type	Estimated payments derived from payroll projections for the year	Accurate payments based on actual payroll
Premium payment schedule	Paid monthly, quarterly or annually	Paid automatically after each payroll
Financing charges	Yes	No
Late fees	Yes, may apply	No
Post audit adjustments	Potentially costly adjustment if payroll was underestimated	Simplified – no adjustments
Policy comparison based on an average premium of $3,000	Startup Fees: $1,000 total down payment	Startup Fees: $250 total down payment

Eliminates large premium down payments
Minimizes audit adjustments
Premium is calculated on actual payroll
No monthly billing or finance fees
Efficient online options – like online audit and premium wage reports – that help save you time
Improved cash flow management

Se Habla Espanol

Payroll Processing, Tax and Forms, W2, 1099, S-Corp Payroll

HR Management portal, E-verify, Background Checks and more

Workers' Comp paid per payroll cycle. Save money!

Personal Payroll Specialist assigned to each customer.

Request a Quote